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When it comes to securing your financial future, most people think of stocks, bonds or even the ever-volatile cryptocurrency market. However, one of the most time-tested and reliable assets often goes overlooked – gold. Unlike traditional investments that fluctuate wildly with market trends, gold serves a unique purpose in a well-balanced portfolio: Wealth preservation.
In this blog, we explore why gold isn’t just another investment but rather a powerful hedge against inflation and an essential pillar of financial security. We also break down how UK business owners can incorporate gold into their SSAS (Small Self-Administered Scheme) pension to future-proof their wealth.
Paul Withers, founder of Direct Bullion, has spent over a decade helping investors understand the power of gold. One of the biggest misconceptions he encounters is that people see gold as a speculative investment.
“Gold is probably the most misunderstood asset out there,” Paul explains. “It’s not an investment in the traditional sense, it’s a store of value. It holds its worth over time, no matter what happens in the economy.”
Gold doesn’t generate income like stocks or property rentals, nor does it promise explosive returns like crypto. Instead, it acts as a hedge against inflation and economic instability. Unlike fiat currency, which loses purchasing power over time, gold retains its intrinsic value.
Inflation is one of the biggest threats to your financial future. As the cost of living rises, the money in your bank account loses its purchasing power. Gold, on the other hand, has historically increased in value during times of high inflation.
Paul illustrates this with a striking example:
“A hundred years ago, £20 could buy you around 1,200 bus rides. Today, that same £20 barely gets you two rides. However, the value of an ounce of gold has remained relatively constant in terms of purchasing power.”
This principle is why central banks worldwide have been stockpiling gold. Countries like China and Russia have significantly increased their gold reserves, recognising its value in times of economic uncertainty.
For UK business owners with a SSAS pension, incorporating gold can be a game-changer. Retirement planning is all about long-term security, and gold can play a major role in supporting that plan.
Here’s why SSAS members are turning to gold:
If you’re considering adding gold to your SSAS pension, the process is straightforward:
Some investors opt for Gold ETFs (Exchange-Traded Funds) or ETCs (Exchange-Traded Commodities) instead of physical gold. While these products provide exposure to gold prices, they don’t give you actual ownership of physical gold.
Paul warns against relying on ETFs entirely:
“With an ETF, you’re trusting that the institution behind it won’t collapse. If they do, your gold is gone. Physical gold, however, is tangible—you own it outright. No counterparty risk.”
This is why the phrase “Gold You Can Hold” is key. When you physically own gold, you’re in control of your wealth.
Want to dive even deeper into gold, wealth preservation, and how to include it in your SSAS pension strategy?
Listen to our full conversation with Paul Withers of Direct Bullion on the SSAS Savvy Podcast!
Episode Title: “Gold & Retirement – The Ultimate Wealth Preservation Strategy”
Listen Now: Spotify – Click Here
In uncertain times, gold is the ultimate financial insurance. It’s not about speculation or short-term gains, it’s about preserving and protecting wealth for yourself and future generations.
Whether you’re looking to hedge against inflation, secure your pension, or diversify your portfolio, gold is a solid choice.
If you’re interested in buying gold through your SSAS pension, Direct Bullion offers expert guidance, secure storage, and fully tax-free UK gold coins.
Want to learn more? Speak to a SSAS consultant at Retirement Capital to explore your options.
